Radiators on Finance with PayPal Credit

Have you been saving up for some new stylish radiators for your home? It can be somewhat expensive depending on what you’re looking for, but what if we told you that you can buy now and pay later?

In partnership with PayPal Credit, you can now order your new radiators on finance at Trade Radiators. And the best part? It’s at 0% interest for the first 4 months on purchases over £99!

Paying for Your Order on Finance

It’s simple and straightforward, simply:

  1. Add all of your chosen products to your basket and select PayPal Credit as your payment option.
  2. Complete the quick application process with PayPal – it should only take around 10 minutes. If you've already got a PayPal account, or already have PayPal Credit approved, it will be even quicker.
  3. Once approved for credit, you’ll be redirected back to Trade Radiators to complete your order with us.

Flexible Payment Plans

We understand that everyone wants the right payment plan to suit them, that’s why PayPal Credit offers a number of different plans at Trade Radiators for your own convenience. Below are the current plans available through PayPal Credit:

  • Spend over £99 and you can spread the cost over 6 or 12 months at 0% APR.
  • Spend over £199 and you can spread the cost over 18 or 24 months at 16.9% APR (variable).

Representative Example

Assumed Credit Limit


Purchase Rate

23.9% p.a.

Representative Rate

23.9% APR

PayPal Credit

As you can see, you have a lot of flexibility on how much you pay back each month, freeing up more of your cash to go towards improving other important aspects of your home’s interior.


Frequently Asked Questions

Below are some of the most common questions people ask when it comes to paying for their order on finance. If you can’t find the answer to your question here, please feel free to contact our friendly team at info@traderadiators.com or give us a call at 0141 225 0430.

Who Provides the Finance?

Finance provided by PayPal Credit. Terms and conditions apply. Credit subject to status, UK residents only, Trade Radiators Limited acts as a broker and offers finance from a restricted range of finance providers. PayPal Credit is a trading name of PayPal UK Ltd, Whittaker House, Whittaker Avenue, Richmond-Upon-Thames, Surrey, United Kingdom, TW9 1EH.

What is PayPal Credit?

PayPal Credit is like a credit card, without the plastic. It’s a credit limit that’s attached to your PayPal account which you can use for your online purchases.

Do I Need to Have a PayPal Account to Get Credit?

You will require a PayPal account to take advantage of PayPal Credit, however, signing up is quick, easy, and free.

Once you select PayPal Credit as your payment method and have be redirected to the official PayPal website, you will be prompted to create an account as part of your application process if you do not already have one.

If you already have PayPal Credit, you can take advantage of the instalment offers without having to reapply as long as you have enough available credit limit. Just select one of available instalment offers and check out with PayPal Credit.

What Details Do I Need to Have at Hand?

Applying for PayPal Credit is easy. Just click on the PayPal Credit button on our checkout page. A selection of instalment offers will be displayed, enabling you to spread the cost of your purchase across a number of payments.

The application form takes minutes to complete. PayPal will then run a credit check and, if approved, you’ll have a credit limit linked to your PayPal account as soon as you accept your Credit Agreement.

You can even use the credit limit granted to pay for today's purchase and future purchases at thousands of online stores where PayPal is accepted, up to your credit limit.

Make sure you have a working debit or credit card and your banking details at the ready, you’ll have your application finished in no time at all.

What Happens If I’m Declined Credit?

PayPal make all decisions regarding who is approved and declined for credit; unfortunately, the Trade Radiators team are unable to help with this as it is out of our hands. If you have been declined for PayPal Credit, PayPal will send you more information about why your application was unsuccessful. You can still use normal PayPal to complete your purchase.

Thankfully, we do have a wide range of other payment methods you can use to order your new radiators or heated towel rails. These include debit or credit cards (also through PayPal), Apple Pay, and cheques.

Is there a Limit on How Much Credit I can get when Ordering Online?

If your basket is eligible, a selection of instalment offers will be displayed enabling you to spread the cost of your purchase across a number of monthly payments. Trade Radiators instalment purchases qualify for 0% or 16.9% p.a. depending on the length of the selected instalment plan.

With instalment offers from PayPal Credit you get:

  • Regular monthly payments – you pay the same amount each month to help you plan better
  • A credit limit linked with your PayPal account that makes it easier to buy everything you need

I do not see PayPal Credit as a payment option?

For PayPal Credit to show as a payment option, you will need to ensure that the items in your basket are eligible for PayPal Credit and that you have a minimum spend of £99 within your basket.

I’m a Tradesman, Can I Pay with PayPal Credit?

Unfortunately, PayPal Credit is currently only available to individual customers at Trade Radiators and not companies or sole traders.

You can, however, sign up for a Trade Account to get exclusive trade offers and discounts – find out more and sign up here.

Can I Still Return Products on Finance?

Yes, you can still make returns to us as normal. Once we’ve processed your returns, we’ll refund your PayPal Credit account. You can then use that credit to make a purchase with us in the future or anywhere that accepts PayPal Credit as a form of payment.

Want to know more? 


PayPal Credit

PayPal Credit FAQ (PayPal Website)

Trade Radiators Terms & Conditions

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